Our Advisers

Antonio Bracci

CeMap, CeFA, CeRER
Mortgage & Protection Adviser

With over 14 years industry experience on all aspects of financial planning, including mortgages, protection, investments and pensions, Toni decided to set up First4Finances to continue to help his customers.   By going the extra mile for his customers, Toni has gained trust and loyalty by putting them at the forefront of everything that he does.  He has also managed an estate agents, during which time he has obtained specialist knowledge of all aspects of the moving process.

Simon Ridgwell

CertPFS, Cert CII(MP)
Mortgage & Protection Adviser

Simon co-founded First4Finances following 27 years of working within the  mortgage and financial services markets.  He has helped many people throughout their lives by saving them money and protecting what is important to them.  Simon shows real passion and enthusiasm in making his customers financially better off and along with his exceptional customer service skills he can offer you the very best advice.

Nicola Stickings

DipPFS, CertSMP, Certs CII(MP&ER)
Financial Adviser

Nikki helped launch First4Finances, alongside Toni and Simon.  With 15 years experience in helping and advising both individual and corporate clients and having achieved the higher Diploma in Financial Planning, she is happiest spending time with clients, helping them to plan their finances and achieve their longer term goals. She is passionate about customer service and treating customers fairly.